Janice is a founding partner of Providence Wealth Partners LLC and serves as a financial advisor, providing financial planning and wealth advisory services to individuals and families. Her primary focus includes working with traditional and non-traditional couples as well as with professional women to engage them in planning for their financial futures. She also works with people who find themselves “suddenly single” through divorce or death. Janice works hand-in-hand with these individuals as they experience a vulnerable time in their lives. She helps them take control of their finances, form individual goals and implement a plan on how to achieve those goals.


Janice has more than 20 years in the personal financial services industry. Her experience includes working for a local bank’s trust department, offering divorce planning for clients at a legal firm and, most recently, serving as a wealth advisor at a local independent advisory firm. 


Janice is a CERTIFIED FINANCIAL PLANNER™ professional. She graduated Summa Cum Laude with a Bachelor of Arts in Business Management from Ursuline College. She is currently serving on the Board of the Willoughby Western Lake County Chamber of Commerce, is the former President of the board of the Northeast Ohio Chapter of the Financial Planning Association (FPA), and has served as a host of the National FPA’s Women & Finance Knowledge Circle. Janice also teaches a course titled “Protecting Your Assets in Retirement” in the Encore program at Cuyahoga Community College.  


When she’s not working with clients, Janice enjoys spending her free time outdoors taking daily walks with her two vibrant dogs, supporting her teenage son in his baseball endeavors, reading in her shady front yard, or relaxing with her husband of more than 25 years at their cabin in the woods in central New York.



Sandria M. Calio, Managing Partner and Financial Advisor of Providence Wealth Partners LLC, has served individuals, corporate executives and small businesses in the financial services industry for over 40 years. Sandi is directly involved in client services, providing financial planning and wealth management. Sandi recently celebrated 20 years managing her own CPA practice. Prior to opening her CPA practice, she served as a financial and tax executive at the sports marketing firm International Management Group and as a senior financial planner at a Northeast Ohio wealth management firm. 

Sandi also served as the Program Director in the Certified Financial Planning program (CFP®) at Corporate College, a division of Cuyahoga Community College, and taught tax and retirement planning courses in that program for seven years. 

Sandi has created financial plans for people from significant wealth to modest means. Her tax expertise allows her to add significant value to her clients by assisting them in establishing sound tax and financial processes in order to improve their financial lives. 

Sandi is an avid Cleveland sports fan. When she’s not in the office, you may find her taking in an outdoor concert, visiting an art museum or taking in a show at Cleveland’s many beautiful theaters. She enjoys hiking and biking the paths in the Cleveland Metroparks. To relax, Sandi enjoys practicing yoga, kickboxing, reading and walking Bella, her sweet canine therapy companion.

©2019 Providence Wealth Partners, LLC.